People
Mike Mastowski
Mike is President and CMO of Retiree Adviser Marketing (RAM). RAM was founded in May of 2007 by Mike and his business partner, David Holland. Prior to starting RAM, Mike spent eight years establishing one of the largest Marketing Organizations in the country. While there, Mike was instrumental in driving the increase in premium from $12 Million/year to over $1 Billion/year. When he left in 2007, in addition to the extraordinary premium growth, they had also added roughly 25,000 agents to the organization. Mike built many of the systems that are still in place today.
The time Mike spent on the “wholesale side” has given him a great understanding of what agents are looking for in an IMO. Mike is originally from New Jersey and received his Bachelor’s degree from St. Peter’s College in Jersey City. His major was in Business Administration with a minor in Economics. Mike has been married to his wife Carol for 25 years, and they have two children, Kimberly and Jason. He enjoys playing golf, traveling, and dining at great restaurants.
James (Jamie) Cline
Jamie is Vice President of Retiree Adviser Marketing. Offering a great perspective to RAM agents (he has served on both the wholesale and retail side of the financial services industry), Jamie is an expert in case design and gives his agents ideas that help them get to the next level.
Jamie began his career at one of the top FMOs in the country, helping them reach $1 billion in production. Looking for more of a challenge, he broke away to start his own retail practice and became one of RAM’s top advisers. When the offer to become VP of RAM came along, Jamie couldn’t resist the opportunity.
Jamie is originally from Albany, GA, and is a graduate of the University of Georgia with a Bachelors Degree in Business Administration-Real Estate. He was also a member of the University of Georgia 2001 World Series Baseball Team. A true outdoorsman, Jamie spends his free time golfing, hunting, fishing or competing on the softball field.
Erik Boyle
Erik serves as Vice President of Marketing for Retiree Adviser Marketing Corporation. He is responsible for case design, and coaches agents on sales techniques and business practices. Prior to joining RAM, Erik worked as a commodities broker for 5 years, trading futures and options for an Atlanta investment firm. Erik also served as Director of Field Marketing for one of the largest FMO’s in the country.
Erik received his Bachelor of Arts Degree in Economics from Kennesaw State University in Georgia, and has held Life and Health, Series 3, and Series 6 Licenses. In his spare time, Erik enjoys hunting, fishing, cooking, and staying active in the gym or on the tennis court.
Christina Kohl-Merklin
Christina Kohl-Merklin is Retiree Adviser Marketing’s Creative Coordinator. She is responsible for designing most everything an agent sees in print, and she assists the marketing director with many of RAM’s special projects.
Christina has been affiliated with RAM since its inception. Prior to Christina’s association with RAM, she worked for David Holland’s financial firm in Ormond Beach, Florida. Her duties continue to include creating ads and promotional materials for David’s private practice as well as for RAM.
Christina has a Bachelor’s Degree in Graphic Design from the Ringling Art College, Sarasota, Florida. She feels blessed to be working for, and with, such a fine group of people. In her free time, Christina is passionate about digital photography, music and the arts.
Kimberly Mastowski
Kimberly is the Contracting/Licensing Specialist for Retiree Adviser Marketing. She is responsible for all communication regarding processing and follow-up on agent contracting and licensing. She also handles a variety of RAM’s administrative duties. Kim worked at one of the leading annuity marketing organizations in the industry before joining RAM in June, 2008.
In her spare time, she enjoys working out, shopping and spending time with friends.
Lindsay Wilson
Lindsay is the Executive Assistant and Case Coordinator for Retiree Adviser Marketing. She is responsible for assisting agents with new business requirements, as well as commission and licensing questions. She also plans and organizes the Agent Stockholder trips. She began working for RAM soon after its inception in 2007. A graduate of the University of West Georgia, Lindsay holds a Bachelors Degree in Business Administration with a concentration in Marketing.
She enjoys spending time with her family and friends, reading, and travel.
Julie Most
Julie Most is the Director of Business Development for Retiree Adviser Marketing.She is responsible for cultivating new agent relationships, preparing agent fulfillment systems and coordinating marketing activities to attract RAM target agents.Julie began working for RAM in July of 2009 – after working for one of the leading annuity marketing organizations in the industry.
She has a Bachelors Degree in Speech Communications from the University of Georgia, and holds her Life and Health license.In her spare time, Julie enjoys reading, shopping, and spending time with her son.