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Why RAM?

Is RAM right for you?

Let's find out. Call and speak with one of our experienced Sales Coaches.

888-422-7007

What Do Our Agents Think?

Aaron F. "You know, we all get calls from marketing companies with very little to offer other than access to product. The bottom line is -- RAM has helped me to write more business. I strongly encourage you to take advantage of RAM's tools and support...Your business and confidence will be revitalized!"

Aaron F.

Bruce H. "In my 17 years as an agent, I have never come across a marketing representative like James Cline. He exemplifies what a marketing rep should be to an agent. He is well versed in product and case design, is timely in returning calls, and most importantly, shows a genuine concern for his agents. I am on track to do $10 million in annuity premium this year thanks to Jamie and RAM!"

Bruce H.

Perks & Incentives

Listed below are our 2010 Incentive Programs.

2010 Agent Trip - The Ritz-Carlton, Half Moon Bay, California

Resort Surprised it's not Ireland or Scotland? We don't think you can find a more beautiful view - not even on the Emerald Isle! Just 23 miles from the San Francisco Airport, The Ritz-Carlton Half Moon Bay sits atop a bluff on California's rugged northern coastline. Enjoy two championship golf courses, miles of walking trails, horseback riding, and surfing. Or, simply relax with a spa treatment - then dine at one of the Ritz-Carlton's ocean-view restaurants. This will be an experience you won't forget.! $2 million of paid annuity premium, or $200,000 in target life premium through RAM in 2010 will qualify you for this June 2011 vacation getaway.

Shareholder Program

Agent Agents who reach $2 million in issued annuity premium or $200,000 of target life premium through RAM during a calendar year are eligible to receive 100 shares in Retiree Adviser Marketing Corporation! Stock is only available to agents and key personnel. Shareholders receive dividends based on RAM profits.

For details call your RAM Coach today.

Agent Bonus Program

RAM offers an agent bonus program that handsomely rewards agents for higher levels of production. Our bonus program gives agents credit for production with all companies offered by RAM. Agents are not required to push clients into any one particular product or insurance company. Qualifying annuity and life premium written through RAM, regardless of the company, will count towards the year-end production bonus. The percentage applied to calculate production bonuses increases for higher production. Agent bonuses are paid in January. The following table illustrates annual production totals and corresponding, tiered percentage bonus amounts.

$500,000 - $3M .20%	$4,000,001 - $5M .40%	$6,000,001 - $7M .60%	$8,000,001 - $9M .80%	$10M + $1.00%
$3,000,001 - $4M .30%	$5,000,001 - $6M .50%	$7,000,001 - $8M .70%	$9,000,001 - $10M .90%

An Adviser Marketing Firm That Produces Results