Our Value Proposition

We Help Good Agents Become Great Advisers.

Individualized Training with RAM's CEO and Personal Producer, David Holland.
RAM offers its agents the opportunity to attend a 1-day session with RAM System creator, David Holland. Visit his office in Florida, understand his process, and learn his secrets.

Expert Case Design with Experienced Sales Coaches.
We believe we have the best in the business. Our coaches provide independent, objective and unbiased advice. Agents benefit from unhurried professional consultations with in-depth annuity case design from coaches with superior, multi-company product knowledge.

DVDProspecting DVDs and Letters with Sample Print Ads.
Choose your Services over the competition, with the use of point-of-sale DVDs, including: The Seven Deadly Sins of Retirement PlanningSM, Zero Is My Super Hero, and Retirement Income Strategies.

Proven Seminar Presentations Including PowerPoint® Presentations, Scripts and Invitations.
Use the same seminar presentations as $18 Million annuity producer, David Holland. New seminars will be provided to RAM agents on an ongoing basis.


Financial Planning and Annuity Proposals.
Do an even better job advising your prospects; take the opportunity to present customized Retirement DreamBuilderSM plans created exclusively for your prospects by our "Retirement Dream Team." And best of all, the plans are FREE!

Agent Bonus Program
RAM offers an agent bonus program that handsomely rewards agents for higher levels of production. Our bonus program gives agents credit for production with all companies offered through RAM. (The percentage applied to calculate production bonuses increases for higher production.)

Agent CertificateShareholder Program / Incentive Trip
Agents who reach $2 million in issued annuity premium through RAM during a calendar year are eligible to receive 100 shares in Retiree Adviser Marketing Corporation. This level of production also garners them a spot at the shareholders' meeting and incentive trip held annually at a luxury resort location. RAM's 2010 incentive trip will be held at The Ritz-Carlton, Half Moon Bay, California.

RIA Platform.
RAM offers an RIA platform with 70 basis-points money management, compliance and administrative support, seven standard investment models, customized portfolios and professional management.